The IRDAI has formed a panel of experts to examine the availability of health insurance products in the country in light of the needs of society and to recommend suitable products and processes.
Called the Health Insurance Advisory Committee, the panel will also suggest the approach on the coverage of specific diseases or areas of practice (like cardiology).

Examining the extant health insurance product structure in terms of policy conditions to protect the interests of the policyholders and develop strategy on treatment protocol or rate structure to improve affordability of health insurance are among the other tasks given to the panel.

The IRDAI chairperson will head the committee and Member (Non-Life) will be the vice-chairperson.

The committee, which has a term of one year, may meet as often as needed and submit separate recommendations on specific issues taken up, the regulator says.

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